Starting a daycare with little to no money is more feasible than you might think. While the idea of opening a business usually involves a hefty financial investment, there are strategic steps you can take to begin your journey with limited resources.
USE YOUR HOME
One of the biggest expenses of a daycare is the facility. If you can use your home, you eliminate rent and many utility costs. Rearranging furniture, childproofing spaces, and designating play, rest, and learning areas can get you started without outside costs.
TAP INTO FREE LOCAL RECOURCES
Your local Child Care Resource & Referral (CCR&R) agency often offers free training, licensing guidance, and startup checklists. Many also connect you with state-funded programs designed to support new childcare providers.
APPLY FOR GRANTS AND SUBSIDIES
Search for childcare startup grants through local government, nonprofit organizations, or educational foundations. Some programs will even help with initial licensing or equipment.
PRE-ENROLLMENT DEPOSITS
Offer pre-enrollment to families in your community. Require a small deposit to secure a child’s spot, this can go toward purchasing supplies or covering your application fees.
PARTNER OR BARTER
Partner with a friend, relative, or fellow caregiver who can share resources. Bartering services (e.g., offering free daycare to someone who can help with marketing or home repairs) can help lower your overhead.
START SMALL, GROW SMART
Begin with just one or two children if licensing allows, and expand as your finances improve. Keep reinvesting profits into supplies and improvements.